A service that allows you to drive your dream car with flexible financing and the freedom to choose what works best for you.
Choose your initial payment, yearly mileage, and contract duration to determine fixed monthly instalments and an optional final payment. At the contract's end, decide whether to:
If you want to experience a new CUPRA, you can. You simply trade in your current car and use any equity to put towards a new CUPRA.
If you love your CUPRA enough to keep it, you can pay the final payment and optional purchase fee. You'll then have full ownership of the car.
If you don't want to update or keep the car, you can simply hand it back to us and settle any outstanding fees or charges (such as excess mileage or damage charges).
Auto Credit / PCP is designed to give you maximum flexibility at the end of your contract, here's what you can expect:
Auto Credit / PCP agreements defers some of the car’s price until the end of the contract. This can bring down the monthly cost compared to other types of finance.
Any new car will lose value over time but with Auto Credit / PCP finance, your future value is agreed at the start of your contract. Giving you peace of mind.
There’s no pressure with Auto Credit / PCP finance, you decide what to do with your car as the contract is coming to an end. This means you can do what works for you when it works for you.
With the Auto Credit option, should you wish to become the owner of the vehicle, you would then simply pay the optional balloon payment at the end of the term.
The interest rate for Auto Credit and individual loans is set at the beginning of the contract term and remains the same over the entire period. However, due to different laws and regulations per market, please contact your local retailer for more details.
We suggest first visiting your local CUPRA website and configuring your ideal car online. Usually, you will be provided with an estimated monthly repayment amount. If not, we then suggest contacting your local retailer with the details of your ideal CUPRA and they will gladly calculate the monthly installment for you, based on your exact requirements.
Auto Credit is a good option for you if you require increased flexibility and lower monthly payments. Auto Credit defers some of the car's price until the end of the contract. This can bring down the monthly cost compared to other types of finance.
Balloon finance is when the finance agreement defers some of the car’s price until the end of the contract. This can bring down the monthly cost compared to other types of finance. Auto Credit is an example of balloon finance. It increases affordability for the customer and provides a purchase option at the end of the contract to own the car outright.
You can choose freely from the entire range of configurable options and models from CUPRA, creating your own personalised dream car.
Upon accident resulting in a total loss or theft, the optional CUPRA purchase price protection protects you, regardless of whether it is caused by a third-party or self-inflicted. The purchase price protection reimburses you for the difference between the original purchase price and the replacement value of the vehicle. If you have fully comprehensive insurance as part of the contract, the purchase price protection also covers the excess. Therefore, the purchase price protection provides you with peace of mind in the event of such a situation.
However please check with your local CUPRA retailer for a personalised insurance offer.
With the Auto Credit financing option, you have 3 options at the end the agreement:
o Exchange the car
If you want to experience a new CUPRA, you can. You simply trade in your current car and use any equity to put towards a new CUPRA.
o Keep the car
If you love your CUPRA enough to keep it, you can simply pay the final payment (balloon payment) You'll then take full ownership of the car.
o Return the car
If you don't want to update or keep the car, you can simply hand it back to us and settle any outstanding fees or charges (such as excess mileage or damage charges).
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