Auto Credit (PCP) is designed to give you maximum flexibility at the end of your contract, here's what you can expect:
Driving one of our new or used cars is easy. Choose your ideal payment plan and contract length – at the end, you can decide what to do next. Contact your local CUPRA dealer to learn more about finance options and exclusive offers. Whether for electric or hybrid cars, we have a range of options to suit you.
In the case of AUTO CREDIT, ownership can be secured by paying the optional balloon payment at the end of the term.
For both AUTO CREDIT and individual loans, the interest rate is fixed at the start of the contract and remains unchanged throughout the term. As interest rates may vary depending on local laws and regulations, it’s recommended to contact your local retailer for specific details.
To estimate your monthly instalments, visit your local CUPRA website and configure your ideal car online. In most cases, an estimated monthly repayment amount will be provided. If not, your local retailer can calculate the monthly instalment for you based on the details of your chosen CUPRA.
Auto Credit offers a flexible financing solution with lower monthly payments by deferring part of the car’s price until the end of the contract. This approach reduces the monthly cost compared to other types of financing.
Balloon finance defers part of the car’s price until the end of the agreement, lowering the monthly payments. Auto Credit is an example of this type of financing, providing greater affordability and the option to purchase the car outright at the end of the term.
Trading in your current vehicle is often possible and can be used as part of the down payment for your new CUPRA. This may help reduce your monthly payments, depending on the amount of the down payment. Contact your local CUPRA retailer for further details.
CUPRA offers a wide range of configurable options and models, allowing you to personalise your car exactly how you want it.
Optional CUPRA purchase price protection ensures peace of mind in the event of total loss or theft. This protection reimburses the difference between the original purchase price and the replacement value of the car. If comprehensive insurance is included in the contract, it also covers the excess. For a personalised insurance offer, contact your local CUPRA retailer.
With the Auto Credit financing option, you have 3 options at the end the agreement:
Trade in your current CUPRA and use any equity towards a new model.
Pay the final balloon payment to take full ownership.
Hand the car back and settle any outstanding charges, such as for excess mileage or damage.
